Join the fastest growing Marketing Organization and Lead Provider in the country for Insurance Agents!

334 East Lake Rd #243 Palm Harbor, FL 34685 Toll Free: (877) 208-4308 Fax: (800) 928-8148 E-mail: nals@ureach.com.... Click here to have us call you now!
Home Page
About our Company
Page - 1
"GENERAL AGENT" Package
Page - 2
"IMO/AGENCY" Package
Page - 3
Our Carriers and Commissions
Page - 4
Cost to Join Program
Page - 5
SIGN UP PAGE
Page - 6
Member Log-In

STEP 1 - The "GENERAL AGENT" Package sign up and on-line contracting form.
(Contracting with at least ONE of our carriers is required for the FREE option)

BEFORE YOU SIGN UP....Consider becoming a partner with us and upgrade to the "IMO/AGENCY" Package instead. It INCLUDES everything in the "GENERAL AGENT" Package PLUS it pays ABOVE General Agent commission levels on many of our carriers. In addition, you will receive a website to recruit agents to build your own agency. We will show you how. (See pages 3, 4 and 5 above for more details.)

If not interested, please continue below........
Please fill in form completely
PART A - Your Lead Selection

What type of 20 weekly "Response" leads would you like? (Choose only one.)

- You MUST contract/transfer with at least ONE Annuity carrier to receive Annuity leads.
- You MUST contract/transfer with at least ONE Life carrier to receive Mortgage Protection/Life leads.
- You MUST contract/transfer with at least ONE Final Expense carrier to receive Final Expense/Senior Life leads.
- You MUST contract/transfer with at least ONE Medicare Supplement carrier to receive Medicare Supplement leads

Annuity leads
(20 leads per week for up to 12 weeks)
Mortgage Protection/Life leads (20 leads per week for up to 12 weeks)
Final Expense/Senior Life leads (20 leads per week for up to 12 weeks)
Medicare Supplement leads (20 leads per week for up to 12 weeks)
Combination of leads* (20 leads per week for up to 12 weeks) *We will email you to find out how you want the leads split up.
From what zip code would like your 20 weekly "Response" leads from? (Choose only one)

(Please note- We can usually stay within a 1-10 mile radius of this zip code.)

PART B - Your Carrier Selection

"GENERAL AGENT PACKAGE AND FREE LEADS CONTRACTING PROMOTION:

Contracting with ANY one or more of our "PRIMARY CARRIERS" listed below will qualify you for
access to our "General Agent" Package INCLUDING the FREE lead offer!

"THE MORE CARRIERS YOU CONTRACT WITH, THE MORE INITIAL FREE LEADS YOU RECEIVE:

Contract and/or transfer with ALL of our PRIMARY carriers and receive 20 leads a week for 12 WEEKS!. (240 Leads) *BEST DEAL
Contract and/or transfer with 10 of our PRIMARY carriers and receive 20 leads a week for 10 weeks. (200 Leads).
Contract and/or transfer with 9 of our PRIMARY carriers and receive 20 leads a week for 9 weeks. (180 Leads).
Contract and/or transfer with 8 of our PRIMARY carriers and receive 20 leads a week for 8 weeks. (160 Leads).
Contract and/or transfer with 7 of our PRIMARY carriers and receive 20 leads a week for 7 weeks. (140 Leads).
Contract and/or transfer with 6 of our PRIMARY carriers and receive 20 leads a week for 6 weeks. (120 Leads).
Contract and/or transfer with 5 of our PRIMARY carriers and receive 20 leads a week for 5 weeks. (100 Leads).
Contract and/or transfer with 4 of our PRIMARY carriers and receive 20 leads a week for 4 weeks. (80 Leads).
Contract and/or transfer with 3 of our PRIMARY carriers and receive 20 leads a week for 3 weeks. (60 Leads).
Contract and/or transfer with 2 of our PRIMARY carriers and receive 20 leads a week for 2 weeks. (40 Leads).
Contract and/or transfer with 1 of our PRIMARY carriers and receive 20 leads a week for 1 week. (20 Leads).

"ADDITIONAL CONTRACTING PROMOTIONS:

-Contracting with Genworth will also qualify you for FULL access to our Termlifechampions.com website
-Contracting with Foresters or United Home Life will also qualify you for FULL access to our Finalexpensechampions.com website
-Contracting with Aviva or North American will also qualify you for FULL access to our Annuitychampions.com website

REQUIRED - Select the insurance carrier(s) you plan to contract with or transfer an existing contract(s) with through National Annuity and Life Sales in order to qualify for the "GENERAL AGENT" Package and 20 weekly leads: (Check all that apply)

ONE OF FOLLOWING REQUIRED IF YOU SELECTED ANNUITY LEADS Allianz Life - Not in NY (Our #1 top selling Annuity company)
American Equity - Not in AL (Annuity products only)
Aviva - (E&O Required) (Annuity and Life products.)
American General - (E&O Required) Not in NY (Annuity and Life products.)
F & G Life (Annuity and Life products)
North American - (E&O Required) Not in NY (Annuity and Life products.)

ONE OF FOLLOWING REQUIRED IF YOU SELECTED MORTGAGE PROTECTION LEADS Allianz Life - Not in NY (Great life products)
Aviva - (E&O Required) Not in NY (Annuity and Life products.)
Genworth - Not in NY (Cheap term and UL products)
American General - (E&O Required) Not in NY (Annuity and Life products.)
North American - (E&O Required) Not in NY (Annuity and Life products.)
Transamerica - Not in NY (Our #1 top selling Life Company)

ONE OF FOLLOWING REQUIRED IF YOU SELECTED FINAL EXPENSE LEADS Foresters - (E&O Required) Not in NY (#1 Final Expense carrier)
United Home Life - Not in NY (Final Expense and simplified issue products.)
Transamerica - Not in NY (Our #1 top selling Life Company)

ONE OF FOLLOWING REQUIRED IF YOU SELECTED MEDICARE SUPPLEMENT LEADS Mutual of Omaha - (E&O Required) Not in NY (#1 Medicare supplement carrier)

OTHER AVAILABLE CARRIERS *If you want to contract with any of our other available carriers, you will be able to do so once you receive access to the “GENERAL AGENT” Package. However, they DO NOT count towards receiving additional weekly leads.

Remember, the more contracts you submit,
the more weeks of 20 free leads you receive!
OUR CARRIERS
*All contracts are top street level General Agent contracts or above. NO cut in commissions!

Annuity Products - Commissions up to 10%
Life Products - Commissions up to 110%

Our Top PRIMARY Carriers:*
- ALLIANZ LIFE INSURANCE COMPANY OF NORTH AMERICA - Our #1 Annuity carrier.
- AMERICAN EQUITY INVESTMENT LIFE INSURANCE CO. - Our #2 Annuity Carrier.
- AMERICAN GENERAL - Top Annuity and Life products.
- AVIVA LIFE AND ANNUITY - Top Annuity and Life products.
- F&G LIFE - Top Annuity and Life products.
- FORESTERS - Simplified Issue/Non-Med/Final Expense products.
- GENWORTH LIFE INSURANCE COMPANY- Low Cost Term and UL products.
- MUTUAL OF OMAHA - Medicare supplement and LTC products. Life Products also available.
- NORTH AMERICAN - Top Annuity and Life products.
- TRANSAMERICA/MONUMENTAL - Our #1 Life Carrier. Term, UL and Final Expense
- UNITED HOME LIFE -Simplified Issue/Non-Med/Final Expense products.
Advanced commissions available on carriers above EXCEPT Allianz and F&G. E&O Required for Aviva, North American, Foresters, Mutual of Omaha and American General.

Other Available Carriers:*
- AMERICAN NATIONAL
- ASSURANT/AML
- ASSURITY
- AXA EQUITABLE
- BANNER LIFE
- COLUMBIAN MUTUAL LIFE
- EQUITRUST
- ING INSURANCE COMPANY
- GREAT AMERICAN
- JOHN HANDCOCK LTC
- LAFAYETTE LIFE
- LEGACY MARKETING GROUP
- LINCOLN FINANCIAL
- METROPOLITAN LIFE
- NATIONAL LIFE GROUP/LSW
- NATIONAL WESTERN
- PRESIDENTIAL LIFE
- PRUDENTIAL
- STANDARD LIFE AND ACCIDENT
- SUN LIFE ASSURANCE COMPANY
- WASHINGTON NATIONAL
- WEST COAST LIFE/PROTECTIVE
Advanced commissions available on other carriers above upon request.

(For an overview, see "Our Carriers" on page 4 up top.)

PART C - Your Membership and Licensing Information

*Name
*Email
*Home address
*Home city
*Home state
*Home zip
*Home phone
Corporate name (If applicable)
Business address (If same as home write "same")
Business city
Business state
Business zip
Business phone
Business fax
*Type of License
*Social Security number REQUIRED to check contracting eligibility.
Tax ID (If applicable)
How long have you been in the insurance business?
*Do you have E&O coverage? REQUIRED for American National, Aviva, North American, Foresters and Assurity. MUST PROVIDE CERTIFICATE.

Patriot Act Mandates Anti-Money Laundering Training for ALL Agents
The Patriot Act mandates anti-money laundering training to comply with new federal regulations that took effect on May 2, 2006. The online training must have been completed by August 2006. After August 2006, any new business will not be processed by insurance companies without proof of completion of anti-money laundering training. This training must be completed prior to contracting with us.
Have you completed the AML training?

PART D - Your Business Plan

Our goal is to help you develop leads, market your business, increase your production and provide assistance with closing sales using our lead program package(s) along with the carrier(s) you have selected above. Please answer the following questions so we can better understand your current business plan and to help us in providing recommendations for you.

What are your primary marketplaces? (i.e. seniors, life insurance, Estate planning, etc.)
How are you currently generating your leads? (i.e. advertising, telemarketing, direct mail, etc.)

Are you now doing or would you like to do seminars?
Do you currently have a company website?
How many appointments are you seeing each week?
What type of presentations do you like to use?
Do you conduct a fact finder on your appointments?

What Annuity companies are you currently writing for?
How much Annuity premium do you write per year?

What Life companies are you currently writing for?
How much Life premium do you write per year?

What Medicare supplement companies are you currently writing for?
How much Med supp premium do you write per year?

What areas or products would you like additional training?
Do you currently need any assistance on any cases you are working?

What are you looking for in a Marketing Organization/Wholesaler?

PART E - Other Information
The "GENERAL AGENT" Package Agreement

1. I have read and I understand the complete description of your program.
2. I understand that I am receiving access to the 10 items listed in the “GENERAL AGENT” Package and not just the 20 weekly “RESPONSE” leads.
3. I understand I will receive online access to the 10 items listed in the "GENERAL AGENT" Package within one business day.
4. I understand I will receive the "Response" leads (20 per week for up to 12 weeks based on the amount of PRIMARY carriers I selected above) via EMAIL beginning in approximately 7-10 BUSINESS DAYS. I understand I must be eligible to contract with or transfer with the carrier for it to count towards the free leads.
5. I understand that I will receive the leads that I selected on my sign up form and that I cannot change my order once I start receiving my free leads.
6. I understand that I should follow the instructions provided with the leads in order to generate the maximum amount of appointments.
7. I understand that it is my responsibility to notify “National Annuity and Life Sales” within 10 business days if my leads are not received and that “National Annuity and Life Sales” is not responsible for my leads being deleted or placed in a spam folder by my email service provider.
8. I understand that the 20 weekly “RESPONSE” leads are just one part of the “GENERAL AGENT” Package and are meant to be a supplement to the other items in the “GENERAL AGENT” Package.
9. I understand I should implement some of the other 10 lead programs to take full advantage of your program along with qualifying for your “FIRST APP” Promo.
10. I understand I must execute a new or transfer an existing contract with one of your listed insurance carriers before receiving access to these 10 items.
11. I understand that if I am declined contracting or not approved with at least one of your carriers, I will not receive the 20 weekly leads.
12. NALS is making an initial investment in your business by providing you with our leads along with access to our exclusive copyrighted material, training and lead programs at NO cost to you. Therefore we expect an honest effort on your part to work the leads and programs as instructed and attempt to place a portion of your business with the carrier(s) you contracted with through NALS . For our protection and to prevent abuse of our leads and programs, NALS does not provide contract releases within the first six months of joining our program.
13. I understand this program is for my use only and may not be copied or distributed to any other persons.
14. I understand that the “up to 12 weeks of leads” contracting offer is ONLY good at time of sign up and that if I decide to add carriers to NALS at a later date that it DOES NOT add extra weeks of leads to the offer.
15. I understand that I am an independent contractor and that my commissions are paid directly from the insurance carriers. All Commissions are paid upon issue and delivery of policy, not submitted.
16. I understand that the “First APP” Promo becomes available upon my first submitted case. For carriers that do not process agent contracts UNTIL the first submitted case, then I understand that I MUST be APPROVED by that carrier before the case is considered submitted. I also understand that an incomplete app or an app that has any missing documents will NOT be considered submitted UNTIL all missing documents are received from the agent.
17. I understand that the 20 weekly leads, direct mail leads and telemarketing leads are all provided by a 3rd party insurance lead vendor and not generated or provided directly by NALS. NALS assumes no responsibility for the accuracy or quality of the leads.
18. I understand that after I submit this application, I must sign then fax or mail the signature pages on the next page to National Annuity and Life Sales to complete the contracting process or I will not receive access to the "GENERAL AGENT" Package and leads.
19. The “First App” promo or any other program, incentive or promotion offered by “National Annuity and Life Sales” is only valid to our agents in good standing. (No current Letter of Intent to transfer or agent debt with us).
20. NALS offers UP TO 9 months advanced commissions on most carriers for Life and Final Expense products based on the following: 1. All NEW agents to NALS will be offered 6 month advanced commissions to start and can be raised to a 9 month advanced after 120 days based on production and quality of business with us. 2. Any NEW agents to NALS that provides proof of last 12 months of paid-for life premium of at least $25,000 with a persistency ratio of at least 75% will be offered 9 month advanced commissions instead of 6 month. 3. Any agents with bankruptcies in the past two years, current major credit issues or any outstanding agent debt with other carriers may not qualify for our advanced commission program. Agents will be placed at as-earned commissions only to start and can be raised to a 6 or 9 month advanced after 120 days based on production and quality of business with us.
21. I understand that if I add the website hosting and live quoting engine option, that the set up cost and monthly hosting fees paid are non-refundable if I cancel.
22. I have reviewed the commission schedules on page 4 and agree to the terms.

I have read and I understand the complete description of your program and agree to the terms above.

How did you hear about us? (Please check one)
Yahoo search Google search Other search Agents Sale Journal
Life Selling Magazine Senior Advisor Magazine Post Card
Phone call E-mail Another Agent / (Referring Agent name)=
Other I am a current member

We are always looking to help agents succeed. If you know any agent you would like us to share this opportunity with, please list them below and we will send them an information kit. If any agent you refer to us signs up for our program, we will send you a free $20 gift card per agent once they submit their first case with any one of our carriers.
NameEmail or Phone
NameEmail or Phone

Questions or Comments



*Once you hit submit, you will be forwarded to our "Online Contracting Page" to complete your carrier(s) contracting paperwork that you selected above. Once we receive your signed carrier contract(s), we will submit to our carrier(s) for verification. This can take up to the next business day. Once we receive verification, we will:


- Email you an ID and Password to access our "GENERAL AGENT" Package agent website for complete information and material.
- Order your FREE weekly "Response" leads. Your first set of leads will be emailed within 7-10 days.


OUR PROGRAM DESCRIPTION
Request an e-mail copy of our 5 page program description about our two Packages.
Click to receive a copy
Get into the Final Planning Market!
Get 50 FREE Annuity Prospects!
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FREE SALES GUIDE!
"How to properly sell Annuities, Final Expense,
LTC and Life Insurance"
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Disclaimer - This site is for agent use only. All programs and materials provided by NALS are generic in nature, for informational purposes only and are not product or company specific unless otherwise stated. Some of the programs are offered through 3rd party vendors or are non-insurance related. Insurance products and Annuities are not for everyone and should only be recommended if they are suitable for the client. We believe in offering FULL disclosure of any product and do not tolerate the use of any false or misleading statements, scare tactics or deceptive advertising. We recommend that you check with your insurance company, broker dealer and/or state insurance department to see if you need to modify any material you use prior to use with the general public. Privacy Policy